Don’t Move, IMPROVE!

This contrasts with the 1980’s, when a fast-rising property market encouraged a move every eight years on average. However, high prices in some regions and the other costs of moving, are now encouraging us to stay put and spend money improving our properties. With so many more people staying put and embarking on some home […]

Get Mortgage fit for 2021

Estimates suggest that well over one million borrowers have lapsed onto their lender’s default standard variable rate (SVR). Has this happened to you? If so, now could be the perfect time to consider a remortgage, to get your finances in good shape for the year ahead. We could save you over £133 per month! Do […]

How do I prove my income for a mortgage?

With Covid-19 rules changing almost daily, extensions to furloughs and local and national lockdowns many are facing money worries this winter. If you’re trying to get a mortgage and want to push your property transaction through before the Stamp Duty holiday ends, how do you prove your income – especially if it has temporarily been […]

Protect yourself and your family in 2020

While most of us don’t go through life expecting something bad to happen, the truth is that we never know what’s around the corner. Why not make 2020 the year you put plans in place to safeguard yourself, your family and your home, so that you know you’re protected against life’s unexpected events? When to […]

My journey as a first-time buyer

My journey as a first-time buyer Being a First Time Buyer was daunting to start with, but once I got in touch with an Openwork Adviser, they settled all my nerves and made the process of buying a place to call home incredibly easy. The big decision Before I could look at houses and house […]

Questions On Current Mortgage Position

Please remember, our 70+ advisers are here to help you with any questions you may have on your own specific circumstances. Call our Head Office on 028 9182 8255 or find your local branch here.   I have exchanged on a new property, but not moved in. What should I do? The Government has stated […]

The importance of staying protected

Coronavirus is having a huge impact on all of our lives and, it goes without saying, that this must be a very unsettling time for everyone. Not surprisingly, we’ve received a number of queries from our clients in relation to protection cover and claims which I have made every effort to provide answers to in […]

Government’s 3-month mortgage holiday (Covid-19)

Three-month Mortgage “Payment Holidays” offered by ALL lenders You may be aware that on March 17, Chancellor Rishi Sunak confirmed that anyone struggling financially as a result of the Coronavirus outbreak will be able to take a three-month mortgage holiday. A number of lenders had already announced repayment holidays for those affected by Covid-19, but […]

Life Insurance NI

What is life insurance?  Life insurance (also known as life assurance or life cover) is a simple concept, it is a financial product that lets you leave money for your family or beneficiaries when you die. It’s not a new concept either, the earliest forms of life insurance date back to ancient Rome where ‘burial […]

Importance Of Mortgage Advice

Introduction: For most of us, getting a mortgage is one of the biggest financial commitment we will make, so it’s important to get it right. Many of us will get advice from multiple sources before buying a new mobile phone, TV or car, yet do we invest a proportionate amount of time into mortgage advice […]

Scroll to Top