financial support if you are ill or injured


Income Protection is an insurance policy designed to provide financial support if you cannot work because you are ill or injured over a long-term period of time. It offers a regular income until you are able to return to work or even retire.

Income Protection is different from critical illness insurance which pays out a one-off, lump sum if you have a particularly serious illness. It is also different to short-term income protection which, whilst it does pay out a monthly sum related to your income, it only pays out for a limited period of time (most policies cover two to five years) and often covers fewer illnesses or situations.

Some Benefits Of Income Protection:

  • one

    Income Protection replaces some of your income if you can’t work due to illness, injury or if you become disabled

  • two

    Income Protection pays out until you are able to start work again, until you retire, die or the end of the policy, whichever is sooner.

  • three

    You can wait before the payments start until your sick pay from work ends or any other insurance stops. The longer you can wait, the lower the monthly premiums will be.

  • four

    Income Protection covers most illnesses that stop you from being able to work, though this can depend on the type of policy and its definition of illness.

  • five

    You can claim as many times as you need to on your Income Protection policy, whilst the policy lasts.

What Our Clients Say


Shauna McAleavey


If we hadn't had such good advice from Bronagh in the Newry branch, we wouldn't of been able to get our dream home! They put the customer first and find the best mortgage for you.


Ken Whiteside


It was exactly 10weeks from we made the phone call to Sonya in mortgage solutions in Newtownards to we had the keys in our hands.Sonya was first class. They put the customer first and found the best mortgage for us.


Aine Moyne


Claire knows her market well and can sort you out with the finance to suit your situation.


Christopher O'Farrell


I used Cathy for sourcing my mortgage and all my insurance’s. She got the best deals going for me. Everything went through nice and fast. I’d recommend Cathy to everyone.


Sarah Lou


Excellent service from Dermot and his team. Every step was fully explained and Dermot was there to answer any questions. Would definitely recommend 5*


Selina Spiers


I could not recommend Pawan enough, nothing is ever a problem. He made it all so quick and simple, no hassle. Now we are looking forward to moving into our beautiful new home. Thanks Pawan!


Hugh O'Neill


Me and my fiancee just moved into our new home in Armagh. Monica and John made the whole process very simple and easy, especially as we were relocating. Could not ask for better service and advice. Highly recommend.


Shauneen O'Neill


Me and my partner wanted to buy are 1st home and didn't know where to start. They answered all out questions in a way we could understand. Sorted the mortgage that was best for us along with our life insurance. Which was a great help. I would 100% recommend them to any 1st time buyers.

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